GoFundMe has two different campaign types to choose from: Personal or Certified Charity campaigns.
Here's a quick look at the differences between the two:
Personal campaigns are the most common campaign type on GoFundMe. You can raise money for just about anything and withdraw the funds personally, or send the funds directly to a beneficiary. There’s no timeline or restrictions on how long you run a Personal campaign, and you can withdraw the funds at any time.
Personal campaigns allow you to collect the donations as they come in on a daily, weekly, or monthly basis. Personal campaigns do not automatically send your donors tax-deductible receipts like Certified Charity campaigns do.
Employees of an organization can also use a Personal campaign type to withdraw directly to the organization's bank account using their EIN. Learn more.
As of November 30th, 2017, personal campaigns set up in the US also have a 0% platform fee, while Certified Charity campaigns have a 5% platform fee. Payment processing fees still apply to both campaign types. Learn more.
Certified Charity Campaigns
Certified Charity campaigns can be created by anyone, whether you're a good samaritan wanting to support your favorite charity or an employee of a non-profit. A 'Certified Charity' badge will appear on the campaign to give your cause an extra layer of verification.
Donations made to Charity campaigns are processed through PayPal Giving Fund, a 501(c)3 public charity (Federal Tax ID: 45-0931286). The Campaign Organizer doesn't have to touch the money at all, and donors will automatically receive a tax-deductible receipt.
PayPal Giving Fund delivers the funds on a monthly basis to the 501(c)(3)'s PayPal account directly, once the charity is confirmed and enrolled. Only the person with access to the organization's PayPal account will be able to complete the enrollment steps in order to receive funds raised through GoFundMe.